Definition Insurance

DEFINITION of 'Insurance'
A contract (policy) in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.
Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (idemnify)  the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated.
INVESTOPEDIA EXPLAINS 'Insurance'
When shopping around for an insurance policy, look for the best priced package that is right for you - prices can vary from one insurance company to the next. And make sure you know what you want. Some individuals, for example, prefer 24-hour claims service or face-to-face contact with an insurance representative. Also consider the claims settlement process, the amount of the deductible and the extent of the replacement coverage. Insurance companies and the policies they offer are not all the same, so think about more than just the price. 
Tuesday, 18 November 2014
Posted by achmad munajat

Membuat Menu Pohon (DTree) versi 2 ( Creating Menu Tree (DTree) )




Ini adalah lanjutan dari artikel sebelumnya : Membuat Menu Pohon (DTree)
< This is a continuation of previous article: Creating Menu Tree (DTree) >

Beda Gadget dengan Widget (Unlike with Widget Gadget)




Ini adalah lanjutan dari artikel sebelumnya : Membuat Menu Pohon (DTree)
< This is a continuation of previous article: Creating Menu Tree (DTree) >

Bad sectors on hard drives (Hardisk Bad Sector)



Cara Memperbaiki Hardisk Bad Sector Image

Bad sektor yang terjadi pada hardisk secara umum terbagi atas 2 bagian yaitu kerusakan secara fisik dan kerusakan secara software atau juga dikenal dengan istilah Bad block dan bad sector.
 Bad sectors on hard drives that occur are generally divided into two parts, namely the physical damage and damage to software or also known as Bad blocks and bad sectors

Thursday, 24 July 2014
Posted by achmad munajat

Cara Mereset Password BIOS (How To Reset the BIOS Password)



 

 

Cara Mereset Password BIOS

 

Anda mungkin sering melakukan proteksi dengan membuat sebuah password pada BIOS anda. Hal ini anda lakukan untu mencegah user atau teman yang sering usil pada PC ataupun Notebook anda. Password BIOS memberikan proteksi tambahan kepada anda untuk melindungi PC dan Laptop anda. Seperti kata pepatah, “manusia terkadang lupa atau melakukan silap”. Mungkin dikarena memory otak yang sudah berlebih kapasitas,hehehe. Banyak orang setelah memasang password pada BIOS dan kemudian lupa hingga suatu waktu, untungnya BIOS menyediakan sebuah default password yang akan membantu user ketika mengalami kelupaan password. Disini kita akan membahas bagaimana cara mereset password BIOS itu sendiri dengan berbagai cara. Disarankan cara ini tidak untuk merugikan orang lain.
1. Anda dapat menggunakan backdoor yang telah disediakan oleh perusahaan PC atau Notebook
Award BIOS backdoor passwords:
ALFAROME ALLy aLLy aLLY ALLY aPAf _award AWARD_SW AWARD?SW AWARD SW AWARD PW AWKWARD awkward BIOSTAR CONCAT CONDO Condo d8on djonet HLT J64 J256 J262 j332 j322 KDD Lkwpeter LKWPETER PINT pint SER SKY_FOX SYXZ syxz shift + syxz TTPTHA ZAAADA ZBAAACA ZJAAADC 01322222
589589 589721 595595 598598
AMI BIOS backdoor passwords:
AMI AAAMMMIII BIOS PASSWORD HEWITT RAND AMI?SW AMI_SW LKWPETER A.M.I. CONDO
PHOENIX BIOS backdoor passwords:
phoenix, PHOENIX, CMOS, BIOS
Beberapa Password BIOS yang umum:
ALFAROME BIOSTAR biostar biosstar CMOS cmos LKWPETER lkwpeter setup SETUP Syxz Wodj
Password BIOS bawaan dari beberapa perusahaan:
perusahaan Password
VOBIS & IBM merlin
Dell Dell
Biostar Biostar
Compaq Compaq
Enox xo11nE
Epox central
Freetech Posterie
IWill iwill
Jetway spooml
Packard Bell bell9
QDI QDI
Siemens SKY_FOX
TMC BIGO
Toshiba Toshiba
TOSHIBA BIOS :
Kebanyakan PC/leptop Toshiba akan melakukan bypass BIOS password ketika anda menekan dan menahan tombol shift yang kiri ketika booting.
IBM APTIVA BIOS :
Klik kedua tombol pada mouse beberapa kali ketika booting
2. Anda juga dapat melakukan reset password dengan menggunakan sebuah software hacking, banyak software yang digunakan untuk mereset password BIOS, anda dapat mengandalkan google untuk mencari software tersebut. Software yang perlu anda cari seperti:
CMOS password recovery tools 3.1
RemPass
KILLCMOS
3. Mereset CMOS dengan menggunakan jumper akan membantu anda untuk mereset password BIOS anda. Beberapa perusahaan akan memberikan label pada jumper / dipswitch, yang biasanya diberi label CLEAR – CLEAR CMOS – CLR – CLRPWD – PASSWD – PASSWORD – PWD. kalau pada laptop, dipswitch biasanya terletak di bawah keyboard atau dibawah compartment laptop.
4. Hal yang paling mudah buat saya adalah dengan melepas baterai CMOS, saya sering melepaskannya hingga 1 Jam agar semua perangkat didalam Mainboard tidak bekerja.
5. Menggunakan Jasa Profesional Service

<GOOGLE TRANSLATE> 

How To Reset the BIOS Password


 You may often do protection by creating a password on your BIOS.Untu you do this to prevent users or friends who are nosy on your PC or Notebook.
 BIOS password gives additional protection to you to protect your PC and Laptop. As the saying goes, "people sometimes forget or mistaken". Dikarena memory may have excess capacity of the brain, hehehe. Many people after installing the BIOS password and then forgotten until a time, fortunately BIOS provides a default password that will help the user when it has forgotten passwords. Here we will discuss how to reset the BIOS password itself in various ways. Recommended way is not to harm others.
A.
 You can use the backdoor that has been provided by the company's PC or Notebook
Award BIOS backdoor passwords:
ALFAROME ALLY ALLY ALLY ALLY AWARD AWARD_SW _award What?? SW SW AWARD PW AWARD Awkward awkward BIOSTAR CONCAT condo Condo d8on djonet HLT j332 j322 J262 J64 J256 lkwpeter lkwpeter KDD-pint pint SER SKY_FOX SYXZ syxz shift + syxz TTPTHA ZAAADA ZBAAACA ZJAAADC 01,322,222
589589 589721 595595 598598
AMI BIOS backdoor passwords:
AMI BIOS PASSWORD HEWITT RAND AAAMMMIII AMI? SW AMI_SW lkwpeter AMI
 Condo
PHOENIX BIOS backdoor passwords:
phoenix, PHOENIX, CMOS, BIOS
Some common BIOS Password:
ALFAROME BIOSTAR biostar cmos lkwpeter lkwpeter biosstar CMOS setup SETUP Syxz Wodj
Default BIOS passwords from several companies:
Password company
VOBIS & IBM merlin
Dell Dell
Biostar Biostar
Compaq Compaq
Enox xo11nE
Epox central
Freetech Posterie
IWILL Iwill
Jetway spooml
Packard Bell bell9
QDI QDI
Siemens SKY_FOX
TMC BIGO
Toshiba Toshiba
TOSHIBA BIOS:
Most PC / leptop Toshiba will bypass the BIOS password when you press and hold the left shift key when booting.
IBM Aptiva BIOS:
Click the button on the mouse a few times when booting
2.
 You can also reset the password by using a software hacking, many of the software used to reset the BIOS password, you can count on google to search for software. Software you need to look like:
CMOS password recovery tools 3.1
RemPass
KILLCMOS
3.
 Reset the CMOS using the jumper will help you to reset your BIOS password. Some companies will give the label the jumper / dipswitch, which is usually labeled CLEAR - CLEAR CMOS - CLR - CLRPWD - passwd - PASSWORD - PWD. If the laptop, dipswitches are usually located under the keyboard or under the laptop compartment.
4.
 The easiest thing for me is to remove the CMOS battery, I often remove it to a clock for all devices in the mainboard does not work.
5.
 Using a Professional Services Service

http://www.indoblack.com

Cara Pasang Buku Tamu Tersembunyi / Hidden ShoutBox



Merk & Type
Price (Rp)
Diff (Rp)

Dell Inspiron 13z i3
5.500.000
-100.000
Core i3 2330 2.2Ghz, 4GB DDR3, 320GB SATA, Intel HD, No Optical Drive, Camera, Wifi, Bluetooth, 13.3inch WXGA, Non OS

Dell Inspiron 13z i5
5.900.000
(same)
Core i5 2430 2.4Ghz, 4GB DDR3, 320GB SATA, Intel HD, No Optical Drive, Camera, Wifi, Bluetooth, 13.3inch WXGA, Non OS

Dell Inspiron 14z i3
6.700.000
(same)
Core i3-2330M, 4GB DDR3, 750GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA Intel® HD Graphics 3000, Camera, 14inch WXGA, Win7 Home Basic

Dell Inspiron 14z i5
7.100.000
(same)
Core i5-2430M, 4GB DDR3, 750GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA Intel® HD Graphics 3000, Camera, 14inch WXGA, Win7 Home Basic

Dell Inspiron 4110-2330 i3
6.700.000
(same)
Core i3-2330M, 4GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA AMD Radeon HD 6470M 1GB, Camera, 14inch WXGA, Win7 Home Basic

Dell Inspiron 4110-2430 i5
7.600.000
100.000
Core i5-2430M, 4GB DDR3, 640GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA AMD Radeon HD 6630M 1GB, Camera, 14inch WXGA, Win7 Home Premium

Dell Inspiron M102Z
3.600.000
(same)
AMD E350 1.6Ghz, 2GB DDR3, 320GB SATA, AMD Radeon HD6310, No Optical Drive, 11.6inch WXGA, Wifi, Bluetooth, Camera, Card Reader, Non OS

Dell Inspiron M301Z
4.000.000
(same)
AMD Athlon II Neo Dual Core K345 1.4Ghz, 2GB DDR3, 320GB, Camera, Wifi, Card Reader, Bluetooth, 13.3inch HD WLED, Ati Radeon HD 4225, External DVDRW, Non OS

Dell Inspiron M4040
3.900.000
(same)
AMD E450 1.65Ghz, 2GB DDR3, 500GB SATA, Ati Radeon HD6470 512MB, DVDRW, 14inch WXGA, Wifi, Bluetooth, Camera, Card Reader, Non OS

Dell Inspiron N4050
3.800.000
(same)
Pentium B940 2.0Ghz, 2GB, 500GB, 14.1inch WXGA, Intel GMA, Bluetooth, Wifi, Camera, DVDRW, Card Reader, Non OS

Dell Inspiron N4050 i3
4.800.000
(same)
Core i3 2310 2.1Ghz, 4GB DDR3, 500GB, DVDRW, Intel GMA, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Non OS

Dell Inspiron N4050 i5
5.500.000
200.000
Core i5 2410 2.3Ghz, 4GB DDR3, 500GB, DVDRW, Intel GMA, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Non OS

Dell Inspiron N4050-2430 DIS
5.800.000
-100.000
Core i5-2430M, 4GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA AMD Radeon HD 6470M 1GB, Camera, 14inch WXGA, Non OS

Dell Inspiron N4110 i3
5.400.000
200.000
Core i3 2310 2.1Ghz, 4GB DDR3, 500GB, DVDRW, Ati Radeon HD 6470 1GB, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Non OS

Dell Inspiron N4110 i5
6.400.000
(same)
Core i5 2410 2.3Ghz, 4GB DDR3, 500GB, DVDRW, Intel GMA, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Win 7 Home Basic

Dell Inspiron N4110 i7
9.200.000
(same)
Core i7 2640M 2.8Ghz, 4GB DDR3, 500GB, DVDRW, Ati Radeon HD 6630 1GB, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Win 7 Home premium

Dell Inspiron N411Z i3
6.700.000
200.000
Core i3 2330 2.2Ghz, 4GB DDR3, 750GB, DVDRW, Intel HD, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Win 7 Home Basic

Dell Inspiron N411Z i5
7.100.000
100.000
Core i5 2430 2.4Ghz, 4GB DDR3, 750GB, DVDRW, Intel HD, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Win 7 Home Basic

Dell Inspiron N5110 i7
9.000.000
100.000
Core i7 2670QM 2.2Ghz, 4GB DDR3, 750GB, DVDRW, Nvidia Geforce GT 1GB, Bluetooth, Card Reader, Wifi, Camera, 15.6inch WXGA, Win 7 Home Basic

Dell Latitude E5420
10.900.000
(same)
Core i5 2520M 2.5Ghz, 4GB (2x2GB) DDR3, 320GB SATA, 14.0inch HD LED, Wifi, Bluetooth, Intel HD, Camera, No Fingerprint, DVDRW, Win 7 Pro

Dell Latitude E6220
13.500.000
-100.000
Core i5 2520M 2.5Ghz, 2GB (1x2GB) DDR3, 320GB SATA, 12.5inch HD LED, Wifi, Bluetooth, Intel HD, Camera, Fingerprint, DVDRW External, Win 7 Pro

Dell Latitude E6320
13.800.000
(same)
Core i5 2540M 2.6Ghz, 4GB (2x2GB) DDR3, 320GB SATA, 13.3inch HD LED, Wifi, Bluetooth, Intel HD, Camera, Fingerprint, DVDRW, Win 7 Pro

Dell Vostro 131 i3
6.100.000
(same)
Core i3 2330 2.2Ghz, 4GB DDR3, 500GB, No Optical Drive, Intel HD, Card Reader, Bluetooth, Wifi, Camera, 13.3inch WXGA, Non OS

Dell Vostro 131 i5
6.800.000
(same)
Core i5 2430 2.4Ghz, 4GB DDR3, 500GB, No Optical Drive, Intel HD, Card Reader, Bluetooth, Wifi, Camera, 13.3inch WXGA, Non OS

Dell Vostro 1450 i3
6.100.000
(same)
Intel Core i3-2330M, 2GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA AMD Radeon HD 6470M 512MB, Camera, 14inch WXGA, Non OS

Dell Vostro 1450 i5
6.800.000
(same)
Intel Core i5-2430M, 2GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA AMD Radeon HD 6470M 512MB, Camera, 14inch WXGA, Non OS

Dell Vostro 3300 i3
6.800.000
(same)
Core i3 380M 2.53Ghz, 2GB DDR3, 320GB, DVDRW, Intel GMA, Wifi, Bluetooth, 13.3inch Wide, Camera, Card Reader, Win 7 Pro

Dell Vostro 3300 i5
8.500.000
(same)
Core i5 480M 2.66Ghz, 4GB DDR3, 500GB, DVDRW, Nvidia Geforce 310M 512MB, Wifi, Bluetooth, 13.3inch Wide, Camera, Card Reader, Win 7 Pro

Dell Vostro 3350 i3
7.500.000
100.000
Core i3-2310M, 4GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA Intel HD 3000, Camera, 13.3inch WLED, Win7 Pro 64Bit

Dell Vostro 3350 i5
8.600.000
-200.000
Core i5-2410M, 4GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA ATi Radeon HD6470 512MB, Camera, 13.3inch WLED, Win7 Pro 64Bit

Dell Vostro 3400 i3
6.700.000
(same)
Core i3 380M 2.53Ghz, 2GB DDR3, 320GB, DVDRW, Intel GMA, Wifi, Bluetooth, 14inch Wide, Camera, Card Reader, Win 7 Pro

Dell Vostro 3400 i5
7.700.000
(same)
Core i5 480M 2.66Ghz, 3GB DDR3, 500GB, DVDRW, Nvidia Geforce 310M 512MB, Wifi, Bluetooth, 14inch Wide, Camera, Card Reader, Win 7 Pro

Dell Vostro 3450 i3
7.000.000
(same)
Core i3 2350 2.3Ghz, 4GB DDR3, 500GB, DVDRW, Ati Radeon HD 6630 1GB, Bluetooth, Card Reader, Wifi, Camera, 14inch WXGA, Non OS

Dell Vostro 3450 i5
8.200.000
300.000
Core i5-2410M, 4GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, Fingerprint, VGA Intel HD 3000 384MB (shared), Camera, 14.1inch WXGA, Win7 Pro 32Bit

Dell Vostro 3550 i5
11.900.000
200.000
Core i5 2410 2.3Ghz, 4GB DDR3, 500GB, DVDRW, Ati Radeon 6630 1GB, Bluetooth, Card Reader, Wifi, Camera, 15.6inch WXGA, Win 7 Pro

Dell Vostro 3550 i7
14.200.000
200.000
Core i7 2620 2.7Ghz, 4GB DDR3, 500GB, DVDRW, Ati Radeon 6630 1GB, Bluetooth, Card Reader, Wifi, Camera, 15.6inch WXGA, Win 7 Pro

Dell Vostro 3750 i7
12.400.000
(same)
Core i7 2630QM 2.8Ghz, 4GB DDR3, 500GB, DVDRW, Nvidia Geforce GT525 1GB, Bluetooth, Card Reader, Wifi, Camera, 17.3inch WXGA, Win 7 Pro

Dell XPS L14z
12.700.000
100.000
Core i7 2640 2.8Ghz, 8GB, 750GB, DVDRW, Nvidia Geforce GT520M 1GB, Card Reader, Camera, Bluetooth, Wifi, 14inch WXGA, Win 7 Home Premium

Dell XPS L15z
15.300.000
200.000
Core i7-2620M, 8GB DDR3, 750GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA Nvidia GeForce GT 525M 2GB, Camera, 15.6inch WXGA, Win7 Home Premium

Dell XPS L401X
9.600.000
(same)
Core i7-740, 4GB DDR3, 500GB HDD, DVD±RW, NIC, WiFi, Bluetooth, VGA Nvidia GT425M, Camera, 14inch WXGA, Win7 Home Premium

Dell XPS L502X
12.500.000
(same)
Core i7-2630QM, 4GB DDR3, 640GB HDD, Blu-ray, NIC, WiFi, Bluetooth, VGA Nvidia GeForce GT 540M 2GB, Camera, 15.6inch WXGA, Win7 Home Premium

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